Table of contents
| Name of Organization | UpLoan |
| Full Name of Organization | NEW CROSS CREDIT GATE PH INC. |
| Hotline | 0999 228 3308 |
NEW CROSS CREDIT GATE PH INC. - Product Features
| Min. financing amount | 10000 php |
|---|---|
| Max. financing amount | 100000 php |
| Max. financing amount | 180 days |
| Loan tenure | 1.35% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS uploan LEGIT?
IS uploan Legit? Uploan is a leading online loan provider in the Philippines that provides fast, secure, and convenient loan services throughout the country. It is regulated by the Bangko Sentral ng Pilipinas (BSP) and its operations are compliant with all applicable laws and regulations.
How to take a loan in uploan?
Taking a loan in Uploan Philippines is a fast and simple process. All you need to do is fill out the online application form, provide your personal details and documents, choose the loan type that best fits your needs and submit it for approval. The entire process takes about 5 minutes to complete.
Best offers
Once your application has been approved, you will receive funds directly into your bank account within 24 hours. You can also track your loan status online at any time, so you can see how much money you have left to pay back or if there are any other changes in the terms of the loan.
In addition to quick and easy access to loans, Uploan also offers flexible repayment options with low-interest rates and no hidden fees. You can choose from weekly or monthly payments over a repayment period of up to 36 months depending on the size of the loan amount and other factors. The total amount of interest paid over a 12-month period may not exceed 30%.
Uploan offers various types of loans ranging from personal loans for medical expenses and tuition fees to business loans for entrepreneurs looking for capital investment. They also help individuals who have limited access to banking services by providing them with quick cash loans with minimal requirements and no collateral needed.
Example of calculating interest and loan payments
In Uploan Philippines, interest on loan payments is calculated according to the repayment period of the loan. The shorter the repayment period, the higher the interest rate will be. For example, if you borrow Php 10,000 for 12 months, you may have to pay an interest rate of 6% or more depending on the loan amount and other factors. This would mean that your loan payment each month would be Php 1,060 for the 12-month period (the principal amount plus interest).
Additional conditions for granting loans
Additional conditions for granting loans in Uploan Philippines may vary depending on the type of loan you are applying for and the amount of money you need. Generally, borrowers must be at least 18 years old and have a valid government-issued ID. For personal loans, applicants must submit proof of income such as a payslip or bank statement. For business loans, applicants must provide a valid business registration as well as proof of income.
Reasons for a loan denial
Reasons for a loan denial in Uploan Philippines can vary depending on the type of loan you are applying for and your personal circumstances. Generally, loans are denied if:
- You have an existing bad credit history or unfavorable information in your credit report;
- You have insufficient income to be able to repay the loan amount;
- You are not able to provide the required documents or proof of income;
- You have outstanding loans with other lenders.
In conclusion, Uploan Philippines is a legitimate and reliable online loan provider that offers fast and convenient access to loans for individuals and businesses in the country. It also has competitive interest rates and flexible repayment options. To ensure a successful loan approval, it is important to carefully read and understand the terms and conditions of the loan before submitting your application.
If I am approved for a loan, when will the money show up in my account?
If you are approved for a loan in Uploan Philippines, the funds will be deposited directly into your bank account within 24 hours. You can also track your loan status online at any time to see when the money is expected to arrive in your account.
How much does COMPANY charge in interest and fees?
Uploan Philippines charges competitive interest rates on their loans, depending on the size of the loan amount and repayment period. Generally, for loans up to Php 10,000 with a 12-month repayment period, the interest rate can range from 6% to 30%. The lower the loan amount and longer the repayment period, the lower the interest rate will be. Additionally, Uploan also charges a processing fee of up to 2% on the total loan amount. This fee is non-refundable and must be paid upfront before you can receive the loan funds.
Contacts of COMPANY
Uploan Philippines provides quick and convenient access to loans for those who need it. They offer competitive interest rates and flexible repayment options to ensure that their customers get the best possible value for their loan.
If you’d like to contact Uploan Philippines, you can do so in several ways. You can email them at info@uploan.ph, contact them through their live chat feature on their website or call them at (02) 8706-1866 from 9am to 5pm Monday to Friday.
For more information about the loan process and other services offered by Uploan Philippines, you can visit their website at www.uploan.ph.
How to take a loan in UpLoan?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure UpLoan
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.