Table of contents
| Name of Organization | Tala |
| Full Name of Organization | TALA FINANCING PHILIPPINES INC |
| Hotline | (02) 731-8308 |
TALA FINANCING PHILIPPINES INC - Product Features
| Min. financing amount | 1300 php |
|---|---|
| Max. financing amount | 35000 php |
| Max. financing amount | 35 days |
| Loan tenure | 1% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS TALA LEGIT?
There is no one-size-fits-all answer to this question, as the legitimacy of TALA will vary depending on your individual situation. However, TALA does have a good reputation overall and is considered to be a legitimate lender.
How to take a loan in TALA ?
To take a loan in TALA, you will need to provide some basic information including your name, address, and contact information. You will also need to provide documentation such as your ID or driver’s license. TALA will also require you to provide proof of income.
Once you have submitted the required information, TALA will evaluate your application and let you know if you are approved for a loan.
Best offers
Additional conditions for granting loans
TALA requires that you meet certain conditions in order to be approved for a loan. These conditions include but are not limited to: having a stable job, earning a minimum monthly income, and being a resident of the Philippines.
If you meet the requirements set by TALA, you may be approved for a loan. Keep in mind that the amount of money you can borrow will depend on your income and other factors.
How to repay TALA loans ?
Repaying your TALA loans is simple – you can either make direct payments to TALA or have the payments automatically deducted from your bank account. TALA also offers flexible repayment terms, so you can choose a plan that fits your budget.
For more information on TALA’s loan products and services, please visit their website or contact them directly.
Reasons for a loan denial
There are a number of reasons why you may be denied a loan from TALA. These reasons include but are not limited to: having a bad credit score, not meeting the minimum income requirements, or being a resident of a different country.
If you have been denied a loan from TALA, you may want to consider applying with a different lender.
Can TALA give you another loan?
Yes, TALA can give you another loan if you meet the requirements set by the lender. These requirements include but are not limited to: having a stable job, earning a minimum monthly income, and being a resident of the Philippines. If you meet the requirements, you may be approved for a loan. Keep in mind that the amount of money you can borrow will depend on your income and other factors.
Will the amount of the next loan be increased?
There is no one-size-fits-all answer to this question, as the amount of the next loan will vary depending on your individual situation. However, TALA does offer flexible repayment terms, so you can choose a plan that fits your budget.
If I am approved for a loan, when will the money show up in my account?
If you are approved for a loan, the money will typically show up in your account within one to three business days.
How much does TALA charge in interest and fees?
TALA charges interest and fees on its loans, which vary depending on the amount and term of the loan. The interest rates offered by TALA are typically lower than those offered by other lenders, and TALA does not charge any application or processing fees. For more information on interest rates and fees, please contact TALA directly.
ADVANTAGES of TALA
TALA offers a number of advantages over other lenders, including:
- – Low interest rates and no application or processing fees
- – Flexible repayment terms to fit your budget
- – Fast approval and funding times
- – Wide range of loan products and services
DISADVANTAGES of TALA
- – TALA has high interest rates compared to other lenders
- – TALA does not offer same-day approval or funding
Contacts of Tala
If you would like to contact TALA for more information on their products and services, please use the following information:
- – Website: https://www.tala.com.ph/
- – Email: help@tala.com.ph
- – Phone: (02) 731-8308
How to take a loan in Tala?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure Tala
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.