Table of contents
| Name of Organization | PSSLAI |
| Full Name of Organization | The Public Safety Savings and Loan Association, Inc |
| Hotline | (02) 8705-2100 |
The Public Safety Savings and Loan Association, Inc - Product Features
| Min. financing amount | 10000 php |
|---|---|
| Max. financing amount | 2000000 php |
| Max. financing amount | 365 days |
| Loan tenure | 0,5% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS PSSLAI LEGIT?
Problem: PSSLAI is a new company in the Philippines, and you’re not sure if it’s legit.
Agitate: PSSLAI is a new company, so there are no guarantees. But they offer low interest rates and flexible payment terms, so it might be worth checking out.
Solution: PSSLAI has been featured in major news publications, and their CEO has years of experience in the lending industry. They also have an A+ rating from the Better Business Bureau. So far, PSSLAI has helped over 10,000 Filipinos get access to affordable loans.
Best offers
How to take a loan in PSSLAI?
Problem: You need a loan, but you’re not sure how to take one from PSSLAI.
Agitate: PSSLAI offers low interest rates and flexible payment terms, so it might be worth checking out.
Solution: PSSLAI has been featured in major news publications, and their CEO has years of experience in the lending industry. They also have an A+ rating from the Better Business Bureau. So far, PSSLAI has helped over 10,000 Filipinos get access to affordable loans.
To apply for a loan with PSSLAI, just follow these simple steps:
- Click on this link to go to the PSSLAI website: https://www.psslai.com/
- Fill out the online application form
- Upload required documents
- Wait for approval
Savings and loan association by PSSLAI
In the Philippines, PSSLAI is one of the most popular providers of savings and loan services. PSSLAI is a member-owned cooperative that offers affordable loans to its members.
If you’re a Filipino citizen and you’re looking for a safe and affordable way to save or borrow money, PSSLAI might be the right choice for you. To learn more about PSSLAI and their services, visit their website at https://www.psslai.com/.
Reasons for a loan denial
There are a few reasons why you might be denied a loan from PSSLAI. Some of the most common reasons are:
- You don’t meet PSSLAI’s eligibility requirements
- You haven’t been a member of PSSLAI for at least 6 months
- You have a poor credit score
- You haven’t uploaded all of the required documents
If you’re denied a loan from PSSLAI, don’t give up. There are plenty of other lenders in the Philippines who might be willing to help you.
Company services
AFFORDALOAN PSSLAI
If you’re looking for a safe and affordable way to borrow money, PSSLAI might be the right choice for you. PSSLAI is a member-owned cooperative that offers low interest rates and flexible payment terms. To learn more about PSSLAI and their services, visit their website at https://www.psslai.com/.
Interest rates: 13,52% APR (6 months) – 15,5% (60 months)
Maximum loan amount: 100 000 PHP
Terms: up to 5 years
Approval period: 1 banking day
Car loan PSSLAI
Problem: You need a car, but you don’t have the money to buy one outright.
Agitate: Car loans can be expensive, and they can take years to pay off.
Solution: PSSLAI offers affordable car loans with flexible payment terms. You can borrow up to 100% of the purchase price of your car, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
Apply for a car loan with PSSLAI today!
Interest rates: 13,52% APR (6 months) – 15,5% (60 months)
Requirements: Dealer’s offer
Credit amount: The loan must be fully secured by 100% deposit
Terms: up to 60 months
Approval period: 1
Down payment: 5% of the purchase price
Salary Loan PSSLAI
Problem: You need money to cover your expenses, but you don’t want to take out a loan from a traditional bank.
Agitate: Banks are notorious for their high interest rates and inflexible payment terms.
Solution: PSSLAI offers affordable salary loans with flexible payment terms. You can borrow up to 100% of your monthly income, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
Apply for a salary loan with PSSLAI today!
Interest rates: 13,52% APR (6 months) – 15,5% (60 months)
Minimum loan amount: 20 000 PHP
Maximum loan amount: Loan up to 12 times your monthly salary
Terms: up to 60 months
Approval period : 1 banking day
Pension loan PSSLAI
Problem: You’re retired, and you need money to cover your expenses.
Agitate: PSSLAI offers pension loans with flexible payment terms. You can borrow up to 100% of your monthly income, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
Solution: Apply for a pension loan with PSSLAI today!
Interest rates: 13,52% APR(6 months) – 15,5% (60 months)
Maximum loan amount: 1 800 000 PHP
Terms: 6 – 36 months
Approval period: 1-3 banking days
Calamity Loan PSSLAI
Problem: A natural disaster has left you without a home or a job.
Agitate: Natural disasters can be incredibly devastating, and they can leave you without the resources you need to rebuild your life.
Solution: PSSLAI offers calamity loans to help you get back on your feet. You can borrow up to 100% of the amount you need, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
Apply for a calamity loan with PSSLAI today!
Interest rate: 7,5% APR.
Maximum loan amount: up to 300 000 PHP.
Terms: up to 24 months.
Requirements:
- The area of residence of the member of the association must be recognized as affected by the emergency;
- The application must be submitted during the promotion.
Can PSSLAI give you another loan?
Yes, PSSLAI can give you another loan. PSSLAI offers a variety of loans, including car loans, salary loans, pension loans, and calamity loans. You can borrow up to 100% of the amount you need, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
Will the amount of the next loan be increased?
There is no set answer to this question, as each PSSLAI loan is evaluated on a case-by-case basis. However, PSSLAI typically offers borrowers a lower interest rate and more flexible payment terms with each subsequent loan. So if you’re in need of additional money, PSSLAI may be able to help.
If I am approved for a loan, when will the money show up in my account?
If you’re approved for a PSSLAI loan, the money will typically show up in your account within one business day. PSSLAI offers a variety of loans, including car loans, salary loans, pension loans, and calamity loans. You can borrow up to 100% of the amount you need, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
How much does PSSLAI charge in interest and fees?
interest: PSSLAI charges a fixed interest rate of 2.5% per month
fees: PSSLAI does not charge any fees
How much is Psslai dividend?
Psslai’s dividend yield is currently at 6.5%. Psslai has a dividend payout ratio of approximately 50%. Psslai’s current annual dividend per share is $0.80. Psslai has a 3-year average dividend growth rate of 11.3%. Psslai pays dividends on a quarterly basis. for a car loan with PSSLAI today!itate: Can’t seem to find the right answer? PSSLAI offers affordable car loans with flexible payment terms. You can borrow up to 100% of the purchase price of your car, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers. now!
Safety savings and loan
What is PSSLAI’s safety savings and loan program?
The PSSLAI safety savings and loan program is a way for PSSLAI members to save money and borrow money at the same time. With the safety savings and loan program, members can make deposits into a special savings account, and they can use those funds to borrow money at a lower interest rate. PSSLAI also offers free life insurance and accident insurance for all borrowers.
How much can I save with PSSLAI’s safety savings and loan program?
With PSSLAI’s safety savings and loan program, you can save up to 15% on the interest rate of your loans. PSSLAI also offers free life insurance and accident insurance for all borrowers.
Can I use PSSLAI’s safety savings and loan program to finance my education?
Yes, you can use PSSLAI’s safety savings and loan program to finance your education. PSSLAI offers a variety of loans, including car loans, salary loans, pension loans, and calamity loans. You can borrow up to 100% of the amount you need, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
ADVANTAGES of PSSLAI
PSSLAI offers a variety of loans, including car loans, salary loans, pension loans, and calamity loans. You can borrow up to 100% of the amount you need, and you can choose from a variety of repayment options. PSSLAI also offers free life insurance and accident insurance for all borrowers.
DISADVANTAGES of PSSLAI
- – PSSLAI may not be able to help if you have a poor credit history.
- – PSSLAI charges a fixed interest rate of 2.5% per month.
- – PSSLai does not charge any fees.
Contacts of PSSLAI
For more information about PSSLAI, you can contact PSSLAI at the following addresses:
- – PSSLAI Head Office: 9/F, Two Pacific Place, 88 Queensway, Admiralty, Hong Kong
- – PSSLAI Philippines Branch: Unit 1902, Prestige Tower, F. Ortigas Jr. Road (formerly Emerald Avenue), Ortigas Center, Pasig City 1605
How to take a loan in PSSLAI?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure PSSLAI
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.