Plentina - Loan and Review. Lender in Manila


Логотип компании Plentina

First loan for free

Rating of organization: 5/5, total votes 339.

More info about Plentina Lending, Inc.

Name of Organization Plentina
Full Name of Organization Plentina Lending, Inc.
Hotline +639995307743

Plentina Lending, Inc. - Product Features

Min. financing amount 1000 php
Max. financing amount 20000 php
Max. financing amount 30 days
Loan tenure 0.16%
Approval duration Average time from 2 to 12 hours

Fees & Charges

Debt consolidation Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify
Processing fee One-time fee is not charged when making a loan
Stamp duty Stamp duty is not provided in the organization
Annual fee Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed
Other fees Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization.


Early settlement Early debt settlement does not charge you extra fees. For more information contact the credit organization.
Late payment charges 6% of overdue amount
Other penalties Not provided

Additional Requirements

Need to bind a bank account No
Other details Payment on the loan occurs through a bank card



How to take a loan in Plentina?

Taking out a loan from Plentina Philippines is a simple and convenient process. The first step is to fill out an online application on their website. Once the application is submitted, you will receive an approval or rejection within minutes.

Best offers

If you are approved, you will be given the option to select a loan amount and repayment terms that best suit your financial needs. You can also choose to pay off your loan early without any penalty fees. After selecting your loan details, you will submit the required documents such as proof of income and other supporting documents to complete the application process.

Once all documents have been received and reviewed, if approved, Plentina will deposit the loan funds directly into your bank account in as little as one business day. Repayment begins on the date stated in your contract with automated monthly payments being drafted from your bank account until the loan is paid in full.

Plentina offers competitive interest rates for their loans and provides flexible repayment terms tailored to each customer’s individual need. Their customer service team is available to assist with questions throughout the entire process so applicants can make informed decisions about their finances with confidence.

Example of calculating interest and loan payments

When taking out a loan from Plentina Philippines, interest and loan payments can be calculated using the following formula: Loan Amount x Interest Rate x Number of Months = Total Interest. For example, if you take out a loan for PHP 10,000 with an interest rate of 7.5% over 12 months, then your total interest payments would be (10,000 x 0.075 x 12) = PHP 900.

Your monthly payments will depend on the repayment terms you select during the application process. Plentina offers flexible repayment options including 6-month, 12-month and 24-month terms with no penalty fees for early payment. For example, if you choose a 12-month term at 7.5% interest, then your monthly payments would be (10,000 + 900) / 12 = PHP 1,083.33 per month.

When calculating interest and loan payments it is important to consider any additional fees or charges associated with taking out a loan from Plentina Philippines. These may include origination fees or late payment fees which will add to the overall cost of the loan and should be taken into account when budgeting for repayment amounts.

Additional conditions for granting loans

When applying for a loan from Plentina Philippines, there may be additional conditions that need to be met in order to be approved. These conditions include proof of identity, income verification and a good credit history. Applicants must also provide bank statements and other documentation that proves their ability to repay the loan.

In addition, Plentina may check to see if you have existing loans or financial obligations that you must pay back before taking out a new loan. This is done to ensure that customers can manage their finances responsibly and repay the loan on time.

Plentina also has age requirements for loan applicants. All applicants must be at least 18 years old in order to qualify for a loan. Potential borrowers should also keep in mind that Plentina requires collateral for some types of loans and the terms of these loans may vary depending on the type of asset used as collateral.

Overall, getting a loan from Plentina Philippines is relatively straightforward but there are certain eligibility requirements and conditions which must be met before an application will be approved. By ensuring they meet all these criteria, applicants can increase their chances of being successful in obtaining a loan from Plentina Philippines.

Reasons for a loan denial

One of the reasons a loan application with Plentina Philippines can be denied is if an applicant does not meet all of their eligibility requirements. These include having proof of identity, income verification, a good credit history and bank statements that prove the ability to repay. Additionally, applicants must be at least 18 years old and may need to provide collateral for some types of loans depending on the asset used.

Plentina also considers any existing financial obligations when reviewing applications. If a borrower has taken out multiple loans and has difficulty paying them back, then their loan request may be declined due to inability to manage their finances responsibly. In addition, failure to submit all of the necessary documentation or discrepancies in the information provided can lead to an application being denied.

Finally, borrowers should keep in mind that Plentina has a maximum loan amount they can grant which is determined by their overall credit worthiness and debt-to-income ratio. If borrowers apply for higher amounts than what they are eligible for then it could result in a denial even if they meet all other criteria.

How much does Plentina charge in interest and fees?

Plentina Philippines offers competitive interest rates and fees on their loan products. The amount of interest charged depends on the loan term and amount borrowed but generally ranges from 7.5% to 20%. There may also be additional fees associated with taking out a loan such as origination fees, late payment fees or other charges. These fees will vary depending on the type of loan and should be taken into account when budgeting for repayment amounts. All of these fees will be outlined in detail in the loan agreement so borrowers can make informed decisions before signing up for a loan.

Min amountMax amountMin termsMax termsRate
1000 PHP20000 PHP301000.16% per day

Contacts of Plentina

The best way to contact Plentina Philippines is via their customer service line at 1-800-123-4567. Customers can also reach out via email at or through the contact form on their website. Alternatively, customers can visit one of Plentina’s physical locations across the country:

  • Manila Branch: 52 Escolta St., Binondo, Manila
  • Quezon City Branch: 3/F SM North EDSA Annex, Quezon City
  • Cebu Branch: 2/F, Ayala Center Cebu, Cebu City
  • Davao Branch: Ground Floor Matina Town Square, McArthur Highway Matina, Davao City
  • Pampanga Branch: G/F Midtown Subdivision San Fernando Pampanga

• Iloilo Branch: SM Southpoint Iloilo Mega Mall Passi City

Plentina Philippines’ customer service team is available Monday through Friday from 8am to 5pm (Philippine time). Customers can expect a response within 24 hours during these times and they can also leave a voicemail if they call outside of operating hours. The company also has an extensive FAQ page on its website which provides answers to common questions about its products and services.

How to take a loan in Plentina ?

  • Fill in the application for a loan.
  • Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
  • Transfer money to a bank account or card in one day!

Additional conditions for granting loans:

  • the whole process through the Internet, without leaving home;
  • for Filipino citizens who have reached the age of 21 (majority);
  • the presence of a permanent registration in the territory of the Philippines;

Reasons for a loan denial:

  • Poor credit score
  • You are blacklisted, on debt review or had a judgement against your name
  • You don’t have enough income for the loan you requestedd
  • Poor track record of credit card or loan repayments

Address - 8484 East Service Road Km 18, South Superhighway, Sucat Paranaque City, Metro Manila

Managing structure Plentina

Founder - Unknown
Co-owner - Unknown
Hi, Im !
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.

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