Table of contents
| Name of Organization | Pera247 |
| Full Name of Organization | pera 247 Lending Corporation |
| Hotline | ---- |
pera 247 Lending Corporation - Product Features
| Min. financing amount | 2000 php |
|---|---|
| Max. financing amount | 15000 php |
| Max. financing amount | 90 days |
| Loan tenure | 0.8% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS Pera247 LEGIT?
Pera247 is a legitimate company that has been in business since 2014. They offer loans from 10,000-1,000,000 pesos with no collateral required and no credit check needed. You can apply for a loan online or through their app and get approved in minutes.
How to take a loan in Pera247?
- Go to Pera247’s website or app.
- Fill out the loan application with your personal information.
- Upload any required documents.
- Receive a loan offer and acceptance notification.
- Get the money in your bank account.
Loan parameters in Pera247
Best offers
Pera247 is a legitimate company that has been in business since 2014. They offer loans from 10,000-1,000,000 pesos with no collateral required and no credit check needed. You can apply for a loan online or through their app and get approved in minutes.
How to take a loan in Pera247?
1. Go to Pera247’s website or app.
2. Fill out the loan application with your personal information.
3. Upload any required documents.
4. Receive a loan offer and acceptance notification.
5. Get the money in your bank account!
Loan parameters in Pera247 include minimum and maximum loan amounts as well as interest rates and repayment terms so you can find the best deal for you!
Example of calculating interest and loan payments
Pera247’s interest rates are competitive and they offer a variety of repayment terms to choose from, so it’s easy to find a loan that fits your needs. Let’s say you take out a 100,000-peso loan with a 24-month repayment term. Your interest rate is 1.5%, so your monthly payment would be 2,817 pesos. Over the course of the 24-month repayment term, you would pay a total of 67,568 pesos in interest.
Additional conditions for granting loans
Pera247 also has a few additional conditions for granting loans. In order to be approved for a loan, you must be at least 18 years old and have an income of at least 10,000 pesos per month. You must also have a bank account in your name and a valid ID.
Reasons for a loan denial
There are a few reasons why you may be denied a loan from Pera247. These include not meeting the minimum age requirement of 18 years old, not having an income of at least 10,000 pesos per month, or not having a bank account in your name. Additionally, your credit score may affect your eligibility for a loan.
Will the amount of the next loan be increased?
There is no set rule on how much the amount of your next loan will be, as it will depend on a number of factors, such as your credit score and the repayment term you choose. However, Pera247 does offer competitive interest rates and a variety of repayment terms, so you can be sure to find a loan that fits your needs.
If I am approved for a loan, when will the money show up in my account?
The money should show up in your account within minutes of approval. Pera247 is a quick and easy way to get the money you need without leaving your house.
How much does Loan Ranger charge in interest and fees?
Loan Ranger charges an interest rate of 1.5% on all loans. There is no application fee, but you will have to pay a processing fee of 2.5% of the loan amount. This fee is waived for loans over 10,000 pesos.
Contacts of Pera247
Unit 906, The Tower, Ayala Triangle, Makati City, Metro Manila
(02) 892-7244
support@pera247.com
How to take a loan in Pera247?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure Pera247
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.