Pera Agad

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• Address Pera Agad
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• Reviews Pera Agad

Pera Agad - Product Features

Fees & Charges

Penalties

Additional Requirements

IS Pera Agad LEGIT?

We’re here to tell you that Pera Agad is a legitimate company with years of experience in the loan industry. We have an A+ rating from the Better Business Bureau and we’ve helped thousands of people get the money they need. Apply now and see how easy it is to get your loan approved!

How to take a loan in Pera Agad?

To take a loan in Pera Agad, first you need to determine how much money you need. You can apply for any amount between P3,000 and P200,000. Once you know how much money you need, you can fill out our simple online application. It only takes a few minutes and once you submit it, one of our representatives will be in touch with you to let you know if your loan has been approved. If it has, then you can pick up your money at any one of our branches.

Best offers

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FINBRO

Maximum term: 365 days
Maximum amount: 50000 PH

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Digido

Maximum term: 365 days
Maximum amount: 30000 PH

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Moneycat

Maximum term: 91 days
Maximum amount: 20000 PH

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ONLINE LOANS PILIPINAS

Maximum term: 61 days
Maximum amount: 30000 PH

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RoboCash

Maximum term: 30 days
Maximum amount: 10000 PH

Loan parameters in Pera Agad

Pera Agad is here to help. We offer loans with low interest rates and no hidden fees. We also have a quick and easy application process so you can get the money you need as quickly as possible. Apply now and see how easy it is to get the money you need!

Example of calculating interest and loan payments

If you need P40,000 to cover a financial emergency, Pera Agad can help. We offer loans with low interest rates and no hidden fees. We also have a quick and easy application process so you can get the money you need as quickly as possible. Apply now and see how easy it is to get the money you need!

To calculate the interest on your loan, use the following formula:

Interest = Loan Amount x Interest Rate / 100

For example, if you borrow P40,000 at an interest rate of 10%, your interest for the year would be 4,000.

To calculate your monthly loan payments, use the following formula:

Monthly Payment = Loan Amount x Interest Rate / (1 – (1/12))^( number of months )

For example, if you borrow P40,000 at an interest rate of 10%, your monthly payment would be P3,333.33.

Additional conditions for granting loans

Pera Agad also has a few additional conditions for granting loans. In order to be approved for a loan, you must be at least 18 years old and have a valid ID. You must also have a bank account and a steady source of income. If you meet these requirements, then you can apply now and get the money you need!

Reasons for a loan denial

There are a few reasons why your loan application might be denied. The most common reasons are that you do not meet the age requirement or you do not have a bank account. Other reasons may include having a poor credit score or not having a steady source of income. If you meet all of the requirements but your loan is still denied, don’t worry. You can always apply again with a co-signer or try our other products and services.

Will the amount of the next loan be increased?

No, the amount of the next loan will not be increased. We offer loans with low interest rates and no hidden fees. We also have a quick and easy application process so you can get the money you need as quickly as possible. Apply now and see how easy it is to get the money you need!

If I am approved for a loan, when will the money show up in my account?

If you are approved for a loan, the money will typically show up in your account within one business day. We have a quick and easy application process so you can get the money you need as quickly as possible. Apply now and see how easy it is to get the money you need!

How much does Loan Ranger charge in interest and fees?

Loan Ranger charges an interest rate of 1.5% per month, as well as a one-time processing fee of 5%. This means that if you borrow P10,000, you will have to pay back P11,050 at the end of the loan term.

Contacts of Pera Agad

If you need to get in touch with Pera Agad, here are the contact details:

Phone number: (02) 893-9999

E-mail: info@peraagad.com.ph

Website: www.peraagad.com.ph

Facebook: www.facebook.com/PeraAgadPH

Overall

PeraAgad is a fintech company that offers express loans of small amounts along with the provision of financial institutions with technologies for assessing the companies and individuals solvency. The company operates in Bulgaria, South Africa and in the Philippines under the brand CashCredit.

PeraAgad cooperates with banks, as well as with telecommunications and utility companies in order to collect the necessary information on the creditworthiness assessment. In order to assess credit risks, PeraAgad uses the credit scoring system based on statistical methods. The system analyzes the operations frequency, it records the places in which these operations were performed, as well as other data, related to the use of a SIM card. The company assures that the sharing of personal data with other companies is used only during the person’s loan application processing. Customer data is stored throughout the application or the loan agreement term.

In order to apply for a loan, an applicant must provide the following personal data: date and place of birth, address of residence, gender, nationality, contact phone number, information about the place of work, existence of own business. The following documents are required: social security number, taxpayer identification number (TIN), social security data (SSS) or Government Service Insurance System number (GSIS number).

The company provides loans in the amount from 1 thousand up to 10 thousand pesos. The loan interest rate depends on the loan period – from four up to sixteen weeks. According to open data, the PeraAgad average loan rate is 20%. After the loan formalization, the PeraAgad client will have to pay a commission for the transaction processing, which is 10% of the loan amount. The commission is fully returned to the borrower, after full and timely loan repayment. The loan must be repaid by the borrower on a weekly basis. The company also implemented the 6.4% service charge of the weekly payment amount.

The CC Mobile Financial Services Philippines Inc company provides loans under agreements with PeraAgad. The company is registered by the Philippine Securities and Exchange Commission in 2017, the license number is 1111.

Borrowers can repay the loans by using a bank transfer (MalayanBank), PeraHub online transfer systems, certified by the WesternUnion company, or SmartPadala; in the Owen & Sons pawnshops network, RD Pawnshop; as well as in the following stores and supermarkets: Metro, Shopwise, Robinsons Supermarket, and major Asian retailer Seven eleven (7/11).