Pera Agad - Review, Ratings, Lender in Manila - Philippines Loan

Pera Agad

Логотип компании Pera Agad

First loan for free

Rating of organization: 4/5, total votes 451.

More info about Pera Agad

Name of Organization Pera Agad
Full Name of Organization Pera Agad
Hotline 1800-10888-2423

Pera Agad - Product Features

Min. financing amount 2000 php
Max. financing amount 20000 php
Max. financing amount 79 days
Loan tenure 1%
Approval duration Up to 24-48 hours

Fees & Charges

Debt consolidation Partners have no additional information on this item.
Processing fee Commission for the provision of services will be 10% of the transaction
Stamp duty Information not available from partners
Annual fee Annual fees are not charged
Other fees Lender's commission - 6.4% per month with weekly payments


Early settlement There is no information available on the official website.
Late payment charges There is no information available on the official website
Other penalties There is no information available on the official website

Additional Requirements

Need to bind a bank account You cannot link a bank account or card
Other details To receive an exclusive loan offer, you must contact your personal manager.

PeraAgad is a fintech company that offers express loans of small amounts along with the provision of financial institutions with technologies for assessing the companies and individuals solvency. The company operates in Bulgaria, South Africa and in the Philippines under the brand CashCredit.

PeraAgad cooperates with banks, as well as with telecommunications and utility companies in order to collect the necessary information on the creditworthiness assessment. In order to assess credit risks, PeraAgad uses the credit scoring system based on statistical methods. The system analyzes the operations frequency, it records the places in which these operations were performed, as well as other data, related to the use of a SIM card. The company assures that the sharing of personal data with other companies is used only during the person’s loan application processing. Customer data is stored throughout the application or the loan agreement term.

Best offers

In order to apply for a loan, an applicant must provide the following personal data: date and place of birth, address of residence, gender, nationality, contact phone number, information about the place of work, existence of own business. The following documents are required: social security number, taxpayer identification number (TIN), social security data (SSS) or Government Service Insurance System number (GSIS number).

The company provides loans in the amount from 1 thousand up to 10 thousand pesos. The loan interest rate depends on the loan period – from four up to sixteen weeks. According to open data, the PeraAgad average loan rate is 20%. After the loan formalization, the PeraAgad client will have to pay a commission for the transaction processing, which is 10% of the loan amount. The commission is fully returned to the borrower, after full and timely loan repayment. The loan must be repaid by the borrower on a weekly basis. The company also implemented the 6.4% service charge of the weekly payment amount.

The CC Mobile Financial Services Philippines Inc company provides loans under agreements with PeraAgad. The company is registered by the Philippine Securities and Exchange Commission in 2017, the license number is 1111.

Borrowers can repay the loans by using a bank transfer (MalayanBank), PeraHub online transfer systems, certified by the WesternUnion company, or SmartPadala; in the Owen & Sons pawnshops network, RD Pawnshop; as well as in the following stores and supermarkets: Metro, Shopwise, Robinsons Supermarket, and major Asian retailer Seven eleven (7/11).

How to take a loan in Pera Agad?

  • Fill in the application for a loan.
  • Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
  • Transfer money to a bank account or card in one day!

Additional conditions for granting loans:

  • the whole process through the Internet, without leaving home;
  • for Filipino citizens who have reached the age of 21 (majority);
  • the presence of a permanent registration in the territory of the Philippines;

Reasons for a loan denial:

  • Poor credit score
  • You are blacklisted, on debt review or had a judgement against your name
  • You don’t have enough income for the loan you requestedd
  • Poor track record of credit card or loan repayments

Address - philippines

Managing structure Pera Agad

Founder - Unknown
Co-owner - Unknown
Hi, Im !
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.

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