Table of contents
| Name of Organization | Insta Cash |
| Full Name of Organization | Insta Cash Lending Investor Corporation |
| Hotline | 0998-959-9656 |
Insta Cash Lending Investor Corporation - Product Features
| Min. financing amount | 15000 php |
|---|---|
| Max. financing amount | 5000 php |
| Max. financing amount | 60 days |
| Loan tenure | 1.6% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS Insta Cash LEGIT?
Yes, Insta Cash is a legitimate lender. They offer quick loans with flexible terms and no credit check required.
How to take a loan in Insta Cash?
To take a loan in Insta Cash, you will need to provide the following information:
- Your name
- Your address
- Your phone number
- Your email address
- The amount of the loan you want
- The date you want to pay it back
Once you have provided this information, Insta Cash will process your loan and send you the money.
Best offers
Loan parameters in Insta Cash
Problem: You may need some extra cash for an emergency, but don’t want to go through the hassle of a credit check.
Agitate: Insta Cash offers quick loans with no credit check required.
Solution: Insta Cash is a legitimate lender that offers flexible terms and quick loan processing. You can take out a loan in Insta Cash for any amount up to 10,000 pesos, and you have up to 12 months to pay it back.
Example of calculating interest and loan payments
Insta Cash’s interest rates are fair and affordable, and you can calculate your exact loan payments using their online payment calculator. Simply enter the amount of the loan, the interest rate, and the number of months you have to pay it back, and the calculator will show you exactly how much your monthly payments will be.
Additional conditions for granting loans
In order to be eligible for a loan from Insta Cash, you must meet the following requirements:
- You must be a Philippine resident.
- You must be at least 18 years old.
- You must have a steady source of income.
- You must have a bank account that Insta Cash can deposit the loan into.
If you meet these requirements, Insta Cash can help you get the money you need quickly and easily.
Reasons for a loan denial
There are several reasons why you may be denied a loan from Insta Cash. The most common reasons are:
- You do not meet the eligibility requirements, such as being a Philippine resident or being at least 18 years old.
- You do not have a steady source of income.
- You do not have a bank account that Insta Cash can deposit the loan into.
If you are denied a loan from Insta Cash, don’t worry – there are plenty of other lenders out there who may be able to help you.
Will the amount of the next loan be increased?
No, the amount of the next loan will not be increased. Insta Cash offers quick loans with no credit check required, so you can get the money you need quickly and easily.
If I am approved for a loan, when will the money show up in my account?
If you are approved for a loan, the money will show up in your account within minutes. Insta Cash offers quick loans with no credit check required, so you can get the money you need quickly and easily.
How much does Insta Cash charge in interest and fees?
Insta Cash charges a flat interest rate of 2% per month, which works out to be 24% per year. They also charge a one-time processing fee of 2,000 pesos. This means that you will pay 3,200 pesos in total if you take out a 10,000 peso loan and pay it back over 12 months.
Contacts of Insta Cash
If you need to get in touch with Insta Cash, you can call them at (02) 804-9777 or email them at info@instacash.ph. You can also visit their website at www.instacash.ph for more information.
How to take a loan in Insta Cash?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure Insta Cash
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.