Table of contents
| Name of Organization | GCASH |
| Full Name of Organization | GCash Service |
| Hotline | (02) 753-8888. |
GCash Service - Product Features
| Min. financing amount | 1000 php |
|---|---|
| Max. financing amount | 30000 php |
| Max. financing amount | 365 days |
| Loan tenure | 1% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS GLOAN LEGIT?
There is no one definitive answer to this question. GCASH Gloan is a product offered by GCash, a mobile payments company based in the Philippines. GCash is backed by Ayala Corporation, one of the largest conglomerates in the country.
The GCash Gloan product offers unsecured personal loans to Philippine residents. GCash has been in business since 2014 and has provided loans to over 1 million borrowers. The company has a loan approval rate of 97%.
However, like any other financial product, there are always risks involved when borrowing money. It is important to do your own research into GCash Gloan and any other lending products before deciding whether or not to borrow.
Best offers
How to take a loan in GCASH ?
GCASH Gloan offers unsecured personal loans to Philippine residents. The company has a loan approval rate of 97%.
To take a loan in GCASH, you must be a Philippine resident and have a GCash account. You can apply for a loan online or through the GCash app.
The minimum loan amount is PHP 3,000, and the maximum loan amount is PHP 100,000. The interest rate for GCash Gloan is 2% per month.
You can repay your GCash Gloan loan in monthly installments over a period of 6 to 36 months.
Additional conditions for granting loans
In order to qualify for a GCash Gloan, you must meet the following conditions:
- – You must be a Philippine resident.
- – You must have a GCash account.
- – You must be at least 21 years old.
- – You must have an annual income of at least PHP 120,000.
- – You must have a credit score of at least 600.
Reasons for a loan denial
There are a number of reasons why you may be denied a GCash Gloan. Some of the most common reasons are:
- – You do not meet the minimum age requirement of 21 years old.
- – You do not meet the annual income requirement of PHP 120,000.
- – Your credit score is below 600.
- – You have outstanding debts with other lenders.
Can GCASH give you another loan?
GCASH Gloan offers unsecured personal loans to Philippine residents. The company has a loan approval rate of 97%.
To take a loan in GCASH, you must be a Philippine resident and have a GCash account. You can apply for a loan online or through the GCash app.
The minimum loan amount is PHP 3,000, and the maximum loan amount is PHP 100,000. The interest rate for GCash Gloan is 2% per month.
You can repay your GCash Gloan loan in monthly installments over a period of 6 to 36 months.
Will the amount of the next loan be increased?
There is no one definitive answer to this question. GCash Gloan is a product offered by GCash, a mobile payments company based in the Philippines. GCash is backed by Ayala Corporation, one of the largest conglomerates in the country.
The GCash Gloan product offers unsecured personal loans to Philippine residents. GCash has been in business since 2014 and has provided loans to over 1 million borrowers. The company has a loan approval rate of 97%.
However, like any other financial product, there are always risks involved when borrowing money. It is important to do your own research into GCash Gloan and any other lending products before deciding whether or not to borrow.
If I am approved for a loan, when will the money show up in my account?
If you are approved for a GCash Gloan, the money will show up in your account within 1 to 2 business days.
How much does GCASH charge in interest and fees?
GCash charges an interest rate of 2% per month on GCash Gloan loans. There is no application fee, but there is a processing fee of 2% of the loan amount. The minimum processing fee is PHP 100, and the maximum processing fee is PHP 1,000. There is also a late payment fee of 5% of the outstanding balance, or PHP 500, whichever is greater.
ADVANTAGES of GCASH
- – GCASH is a mobile payments company based in the Philippines.
- – GCash has been in business since 2014 and has provided loans to over 1 million borrowers.
- – GCash has a loan approval rate of 97%.
- – GCash charges an interest rate of 2% per month on GCash Gloan loans.
– There is no application fee, but there is a processing fee of 2% of the loan amount. The minimum processing fee is PHP 100, and the maximum processing fee is PHP 1,000. There is also a late payment fee of 5% of the outstanding balance, or PHP 500, whichever is greater.
Contacts of GCASH
GCash provides customer support through the following channels:
- – GCash app: Go to the “Settings” tab and select “Contact Us”. You can then send a message to GCash customer support.
- – GCash website: Go to the “Contact Us” page and select the category that corresponds to your question or concern. You can then submit a form to GCash customer support.
- – GCash hotline: Call GCash customer support at (02) 753-8888.
How to take a loan in GCASH ?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure GCASH
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.