Table of contents
Name of Organization | Fuse |
Full Name of Organization | Fuse Lending, Inc |
Hotline | 2882 |
Fuse Lending, Inc - Product Features
Min. financing amount | 300 php |
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Max. financing amount | 300000 php |
Max. financing amount | 30 days |
Loan tenure | 2% |
Approval duration | Average time from 2 to 12 hours |
Fees & Charges
Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
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Processing fee | One-time fee is not charged when making a loan |
Stamp duty | Stamp duty is not provided in the organization |
Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
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Late payment charges | 6% of overdue amount |
Other penalties | Not provided |
Additional Requirements
Need to bind a bank account | No |
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Other details | Payment on the loan occurs through a bank card |
IS Fuse LEGIT?
Fuse is a legitimate loan company that has been in business for many years. They offer loans to people with bad credit, and have a very good reputation for being fair and honest. Fuse is a member of the Better Business Bureau, and has an A+ rating.
How to take a loan in Fuse?
First, you will need to find an Fuse location near you. You can visit their website to find a list of all their locations, as well as their hours of operation.
Once you have found a location, you will need to bring the following items with you:
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- A valid government-issued ID
- Your Social Security card
- Proof of income (pay stubs, bank statements, etc.)
Once you have gathered all of the required documents, you will need to speak with a Fuse representative to see if you are eligible for a loan.
Loan parameters in Fuse
Fuse is a legitimate loan company that offers loans to people with bad credit. Fuse is a member of the Better Business Bureau, and has an A+ rating. Fuse offers loans with terms that are much more favorable than payday loans.
How to take a loan in Fuse?
First, you will need to find an Fuse location near you. You can visit their website to find a list of all their locations, as well as their hours of operation.
Once you have found a location, you will need to bring the following items with you:
- A valid government-issued ID
- Your Social Security card
- Proof of income (pay stubs, bank statements, etc.)
Once you have gathered all of the required documents, you will need to speak with a Fuse representative to see if you are eligible for a loan. Loan parameters in Fuse vary depending on your credit score and income level, but typically range from $1,000-$10,000
Example of calculating interest and loan payments
If you were to borrow $2,000 from Fuse, and you have a credit score of 690 or higher, your interest rate would be 14.9%. Your monthly payment would be $175.14, and the total amount of interest you would pay would be $1,033.
If you have a credit score of 660-689, your interest rate would be 17.9%, and your monthly payment would be $193.02. The total amount of interest you would pay on a loan of this size would be $1,243.
If you have a credit score of 600-659, your interest rate would be 21.9%, and your monthly payment would be $221.38. The total amount of interest you would pay on a loan of this size would be $1,500.
If you have a credit score below 600, your interest rate will be 24.9%. Your monthly payment would be $238.24, and the total amount of interest you would pay on a loan of this size would be $1,636.
Additional conditions for granting loans
Some Fuse locations may require you to have a co-signer in order to be eligible for a loan. Fuse also reserves the right to deny a loan if they feel that you are not capable of repaying it.
Reasons for a loan denial
Some reasons for a Fuse loan denial may include:
- Not having a valid government-issued ID
- Not having your Social Security card
- Not having proof of income
- Having a credit score below 600
Will the amount of the next loan be increased?
Yes, the amount of the next loan may be increased.
If I am approved for a loan, when will the money show up in my account?
If you are approved for a loan, the money will typically show up in your account within one business day.
How much does Fuse charge in interest and fees?
Fuse charges an interest rate of 14.9% to borrowers with a credit score of 690 or higher. The monthly payment for a loan of this size would be $175.14, and the total amount of interest you would pay would be $1,033. If you have a credit score of 660-689, your interest rate would be 17.9%, and your monthly payment would be $193.02. The total amount of interest you would pay on a loan of this size would be $1,243. If you have a credit score of 600-659, your interest rate would be 21.9%, and your monthly payment would be $221.38. The total amount of interest you would pay on a loan of this size would be $1,500. If you have a credit score below 600, your interest rate will be 24.9%. Your monthly payment would be $238.24, and the total amount of interest you would pay on a loan of this size would be $1,636. Fuse also charges an origination fee which is typically 1% to 5% of the total loan amount.
Contacts of Fuse
Fuse can be contacted by phone at 1-800-251-2274, or by email at customerservice@fusefinancial.com.
How to take a loan in Fuse?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure Fuse



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