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Table of contents
| Name of Organization | FLEXI FINANCE |
| Full Name of Organization | Flexi Finance is in Cebu |
| Hotline | 63 9293 455 444 |
Flexi Finance is in Cebu - Product Features
| Min. financing amount | 1000 php |
|---|---|
| Max. financing amount | 3000000 php |
| Max. financing amount | 365 days |
| Loan tenure | 0.05% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS FLEXI FINANCE LEGIT?
Flexi Finance is a finance company that offers a range of financial services and products, such as personal loans, credit cards and auto financing. But is Flexi Finance legit?
The short answer is no.
Types of Flexi Finance loans
Sales financе
This is an excellent option for those who need to urgently purchase something – maybe a new phone or even a dream holiday. With Flexi Finance’s installment offers, you don’t need any credit card; just select what you want to buy and speak to one of their representatives in partner stores. You can then pay back the loan in equal monthly installments over up to 36 months, with the initial payment ranging from 10% to 60%. Plus, you can get two or more gadgets financed in one loan.
Best offers
Aside from sales finance, Flexi Finance also provide other services such as debt consolidation, mortgage refinancing and small business loans. All these services are tailored to make it easy for customers to access the funds they need at competitive prices. They offer convenient online tools like budgeting calculators, so customers can easily manage their finances before taking out any type of loan with them.
Cash loans
Flexi Finance offers cash loans to its regular customers who have a good payment history and are up-to-date with their repayments. Customers who satisfy the criteria will receive an offer via SMS at the end of each month. Those accepted for a cash loan can receive the funds quickly and easily either by visiting one of Flexi Finance’s physical branches or by taking advantage of their convenient online services.
Cash loans from Flexi Finance come with competitive rates, making them an attractive option for those seeking additional funds to cover urgent costs or large purchases. Furthermore, the company also provides budgeting calculators, allowing customers to better manage their finances before deciding whether or not to take out a loan with them. This makes it easier for customers to identify what type and amount of loan is best suited for their individual needs.
HOW TO PAY Flexi Finance Loan PHILIPPINES
Paying your Flexi Finance loan is easy and convenient, with a variety of payment options available to suit your needs. The most popular online payment methods are GCash and PayMaya, which allow you to conveniently transfer funds directly from your bank account or credit/debit cards. You can also make payments over-the-counter at partner institutions such as 7-Eleven, Palawan Pawnshop and banks like BDO and Security Bank. For added convenience, you may also opt for the auto-debit facility which automatically debits your chosen bank account every month for the amount due on your loan.
No matter what payment method you choose, it’s important to remember that making timely payments every month helps you pay off your loan faster. Making late payments or skipping them altogether can lead to additional fees, so it’s best to ensure that you have enough funds in your account before the due date. Additionally, if you need help managing your payments or understanding the terms of your loan agreement, feel free to reach out to Flexi Finance’s customer service team who will be more than happy to assist you.
How to take a loan in FLEXI FINANCE?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure FLEXI FINANCE
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.