Rating of organization:
5/5, total votes
88.
Table of contents
| Name of Organization | BDO |
| Full Name of Organization | Banco de Oro Unibank |
| Hotline | (02) 631-8000 |
Types of loan in Banco de Oro Unibank
Auto Loan
Locally Employed
- Last incoming payment (salary)
- BIR form
- Employment Certificate
Self-Employed
- copy of income statement for the last two years
last ITR - Extract from the deposit book for the last three months
Certificate of Business Registration
Employed Abroad
- Confirmation of transfer to work abroad for the last 3 months
- consular certificate of employment with COEI
Personal Loan
- Filipin citizenship or residency for more than 2 years
- From 21 but not older than 70
- Minimum income from 120,000 pesos for those who receive salary and 400,000 pesos for Self-Employed
- Mobile phoneThe place you are buying should be in the BDO service area
Home Loan
- Age from 21 to 70 years
- Filipino citizenship or any foreign citizenship
- Minimum gross tax 50000 per month or equivalent in dollars
- Stable source of income for both workers and self-employed
SME Loan
- Age from 21 to 70 years
Credit cards availabel in Banco de Oro Unibank?
It has a huge number of credit card options. We took only three and compared it to each other – in our opinion, a comparison of these three products will give a complete understanding of the advantages of credit cards in BDO
- Visa Platinum
- Visa Gold
- Visa Classic
| Rewards | Catalogue | Catalogue | Catalogue |
|---|---|---|---|
| Principal Membership Fee | P4,500 per year | P2,400 per year | P125 per month |
| Supplementary Membership Fee | P2,250 per year | P1,200 per year | P62.50 per month |
| Finance Charge | 2.75% | 3.25% | 3.50% |
In addition to credit cards, BDO has cashback cards, cards that save miles.
Does Banco de Oro Unibank have online banking?
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Check Account Balances Manage your deposit, credit and payroll cards, loans through online bank |
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View Transactions You can receive a detailed 90-day statement in the personal account of the bank. |
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Pay Bills Pay any bills, cards and loans. Over 300 payment options available |
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Send Money Send money to any BDO account without a fee. To any other local or foreign bank |
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Get Electronic Statements Enjoy 24/7 access to your credit card and credit account through any convenient device. |
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See Images of Issued Checks Paperless checks – get anytime |
Investment in Banco de Oro Unibank
Investments are only available in b2b format. For more information about the investment you will need to contact your personal manager.
Does deposite availave in Banco de Oro Unibank?
Deposit in pesos
| Product Name | Minimum Initial Placement | Terms of Placement | Pretermination | Withholding tax on interest earned |
|---|---|---|---|---|
| Peso Time Deposit | Php 1,000.00 | 30, 60, 90, 180, 360 Days | Subject to pretermination penalty | 20% |
| Premium Flexi Earner | Php 10,000.00 | 5 years | Subject to pretermination penalty | Tax exempt if the placement is held until maturity. If preterminated, interest earned is subject to withholding tax |
| Dollar Time Deposit | USD 1,000.00 | 30, 60, 90, 180, 360 Days | Subject to pretermination penalty | 15%(1) |
Deposit in dollars
| Product | Minimum Initial Deposit | Minimum MADB Requirement (1) |
Minimum Balance to Earn Interest |
|---|---|---|---|
| Dollar Savings | USD 200.00 | USD 500.00 | USD 500.00 |
Requirements that are necessary to become a client of Banco de Oro Unibank?
- Government issued valid IDs
- Initial Deposit Amount and Maintaining Balance
- 23 – 65 years old
Address -
B. Gan Commercial Bldg. Ortigas., Ave., Extension Pasig Metro Manila, Pasig, Metro Manila