BDO Unibank, Inc. - Loan, Reviews, Term of Use

BDO Unibank, Inc.

Логотип компании BDO Unibank, Inc.
Rating of organization: 5/5, total votes 88.

More info about Banco de Oro Unibank

Name of Organization BDO
Full Name of Organization Banco de Oro Unibank
Hotline (02) 631-8000

Types of loan in Banco de Oro Unibank

Auto Loan

Locally Employed

  • Last incoming payment (salary)
  • BIR form
  • Employment Certificate


  • copy of income statement for the last two years
    last ITR
  • Extract from the deposit book for the last three months
    Certificate of Business Registration

Employed Abroad

  • Confirmation of transfer to work abroad for the last 3 months
  • consular certificate of employment with COEI

Personal Loan

  • Filipin citizenship or residency for more than 2 years
  • From 21 but not older than 70
  • Minimum income from 120,000 pesos for those who receive salary and 400,000 pesos for Self-Employed
  • Mobile phoneThe place you are buying should be in the BDO service area

Home Loan

  • Age from 21 to 70 years
  • Filipino citizenship or any foreign citizenship
  • Minimum gross tax 50000 per month or equivalent in dollars
  • Stable source of income for both workers and self-employed

SME Loan

  • Age from 21 to 70 years
SME requirements in BDO
SME requirements

Credit cards availabel in Banco de Oro Unibank?

It has a huge number of credit card options. We took only three and compared it to each other – in our opinion, a comparison of these three products will give a complete understanding of the advantages of credit cards in BDO

  • Visa Platinum
  • Visa Gold
  • Visa Classic
Rewards Catalogue Catalogue Catalogue
Principal Membership Fee P4,500 per year P2,400 per year P125 per month
Supplementary Membership Fee P2,250 per year P1,200 per year P62.50 per month
Finance Charge 2.75% 3.25% 3.50%

In addition to credit cards, BDO has cashback cards, cards that save miles.

Does Banco de Oro Unibank have online banking?

Account balances viewed on a computer Check Account Balances
Manage your deposit, credit and payroll cards, loans through online bank
A compilation of transactions completed View Transactions
You can receive a detailed 90-day statement in the personal account of the bank.
Hand holding some bills Pay Bills
Pay any bills, cards and loans. Over 300 payment options available
A hand sending  money Send Money
Send money to any BDO account without a fee. To any other local or foreign bank
Transaction documents viewed on a computer Get Electronic Statements
Enjoy 24/7 access to your credit card and credit account through any convenient device.
Compilation of issues Checks See Images of Issued Checks
Paperless checks – get anytime

Investment in Banco de Oro Unibank

Investments are only available in b2b format. For more information about the investment you will need to contact your personal manager.

Does deposite availave in Banco de Oro Unibank?

Deposit in pesos

Product Name Minimum Initial Placement Terms of Placement Pretermination Withholding tax on interest earned
Peso Time Deposit Php 1,000.00 30, 60, 90, 180, 360 Days Subject to pretermination penalty 20%
Premium Flexi Earner Php 10,000.00 5 years Subject to pretermination penalty Tax exempt if the placement is held until maturity. If preterminated, interest earned is subject to withholding tax
Dollar Time Deposit USD 1,000.00 30, 60, 90, 180, 360 Days Subject to pretermination penalty 15%(1)

Deposit in dollars

Product Minimum Initial Deposit Minimum MADB
Requirement (1)
Minimum Balance to Earn Interest
Dollar Savings USD 200.00 USD 500.00 USD 500.00

Requirements that are necessary to become a client of Banco de Oro Unibank?

  • Government issued valid IDs
  • Initial Deposit Amount and Maintaining Balance
  • 23 – 65 years old
Address - B. Gan Commercial Bldg. Ortigas., Ave., Extension Pasig Metro Manila, Pasig, Metro Manila

Please leave review about BDO