CashXpress Philippines - Loan and Review. Lender in Manila

CashXpress Philippines

Логотип компании CashXpress Philippines

First loan for free

Rating of organization: 5/5, total votes 315.

More info about CashXpress South East Asia Lending Inc.

Name of Organization CashXpress
Full Name of Organization CashXpress South East Asia Lending Inc.
Hotline +632 7902-7390

CashXpress South East Asia Lending Inc. - Product Features

Min. financing amount 1000 php
Max. financing amount 20000 php
Max. financing amount 30 days
Loan tenure 0.07%
Approval duration Average time from 2 to 12 hours

Fees & Charges

Debt consolidation Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify
Processing fee One-time fee is not charged when making a loan
Stamp duty Stamp duty is not provided in the organization
Annual fee Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed
Other fees Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization.


Early settlement Early debt settlement does not charge you extra fees. For more information contact the credit organization.
Late payment charges 6% of overdue amount
Other penalties Not provided

Additional Requirements

Need to bind a bank account No
Other details Payment on the loan occurs through a bank card

IS CashXpress LEGIT?

CashXpress Philippines is a fast and secure online payment platform that has been providing customers with an alternative to traditional banking methods since 2018. CashXpress allows users to make payments with their mobile devices using the CashXpress Mobile app, enabling users to receive money from anywhere in the world within minutes – making it a great choice for international transactions. CashXpress also offers a variety of payment options, including debit and credit cards, digital wallets and direct bank transfers.

When it comes to safety and security, CashXpress is well-equipped with the latest technology to protect their customers’ data and prevent fraud. CashXpress has implemented an advanced encryption system which encrypts all online transactions so that customers’ information remains secure at all times. CashXpress also offers a 24/7 customer service team who are always on hand to answer any questions or queries that you may have about CashXpress Philippines.

Best offers

How to take a loan in CashXpress?

CashXpress Philippines provides an easy and convenient way to apply for loans. The CashXpress Mobile App makes it simple to apply, manage, and track loan applications all in one place. To take out a loan with CashXpress, users simply have to log into the CashXpress mobile app, enter the required information such as their name, address and any other personal details requested by CashXpress. CashXpress also offers additional services such as credit score access which can be used to check your eligibility for a loan.

Once CashXpress has verified the user’s identity and credit score, it will provide an instant decision on the loan application along with a list of available loans in different amounts that match your profile. You can then select the most suitable option for you and confirm your loan by making a deposit of the agreed amount at CashXpress’ secure online portal.

Your CashXpress loan will then be disbursed directly into your bank account within minutes, allowing you to use your funds immediately. CashXpress also provides real-time tracking of your payments so that you can keep track of them quickly and easily. Additionally, CashXpress also provides several repayment options and flexible terms so that customers are able to repay their loans without any hassle or worry.

Example of calculating interest and loan payments

CashXpress Philippines offers a range of loan repayment options to suit the needs of its customers. Customers are able to choose from a variety of payment plans, such as interest-only payments and fixed monthly installment payments. CashXpress also offers a unique ‘Split Payment’ option which allows customers to divide their loan into two parts and make separate interest and principal payments over different time periods.

Interest on CashXpress loans is calculated using an annual percentage rate (APR) which will vary depending on the customer’s credit profile. CashXpress also has an APR calculator available for customers to use for estimating loan repayment amounts based on the type of interest rate chosen. CashXpress also provides customers with up-to-date information about their loan, including the current balance and any additional fees charged during the loan period.

Customers are able to use CashXpress’s online platform to easily track their payments in real time, allowing them to stay up-to-date with their repayment schedule as well as any changes or adjustments that may be made during the life of the loan. CashXpress also offers flexible terms and conditions, so users can opt out of a loan before completion without incurring any additional penalties or charges.

Additional conditions for granting loans

CashXpress Philippines has a strict set of rules and regulations when it comes to granting loans. To ensure that the loan process is secure, CashXpress requires that all borrowers meet certain criteria before they can be approved for any loan product. CashXpress requires that all borrowers have a valid government-issued ID, proof of income, and up-to-date credit report with no negative entries. CashXpress also assesses each borrower’s financial stability and creditworthiness before approving them for a loan.

To protect its customers from fraudulent activities, CashXpress also has strict identity verification processes in place to verify an applicant’s identity before granting them a loan. CashXpress will use third-party services such as Experian to cross-check all provided information against national databases and public records. CashXpress also employs machine learning algorithms which detect suspicious activity and alert customers whenever changes occur in their profiles or accounts.

Reasons for a loan denial

CashXpress Philippines may deny a loan application for several reasons. One of the most common reasons is that the borrower does not meet CashXpress’s credit requirements. CashXpress requires borrowers to have a good credit score, as well as sufficient sources of income and an acceptable debt-to-income ratio. CashXpress also checks applicants’ records against national databases and public records to ensure they are free from any negative entries or fraudulent activities.

Another reason CashXpress may deny a loan application is if the amount requested exceeds CashXpress’s maximum loan limit or if CashXpress believes that granting a loan may lead to financial hardship for the borrower. CashXpress also takes into account the borrower’s existing debts and other liabilities before approving or denying a loan application.

CashXpress also considers any past defaults on loans or payments before making its decision. If CashXpress finds that there were any inconsistencies in the applicant’s credit report, or if CashXress suspects that there has been any fraudulent activity related to the application, then it will reject the loan request.

How much does CashXpress charge in interest and fees?

CashXpress Philippines charges an annual percentage rate (APR) according to the customer’s credit profile. The APR will vary depending on the customer’s credit score, income sources, debt-to-income ratio, and any existing liabilities they may have. CashXpress also provides customers with an APR calculator to help estimate loan repayment amounts based on the interest rate chosen. CashXpress offers flexible terms and conditions, so customers can opt out of a loan before completion without incurring additional penalties or fees.

In addition to the APR, CashXpress also charges processing fees for all its loan products. This fee is paid by the customer at the time of application and is typically non-refundable regardless of whether or not their loan is approved. The exact amount of this fee will depend on CashXpress’s terms and conditions as well as the type of loan product being applied for. CashXpress may also charge late payment fees if payments are not made in full and on time according to the agreed upon schedule.

Contacts of CashXpress

CashXpress Philippines can be contacted through various means. Customers can contact CashXpress via email at They can also call CashXpress’s customer service hotline at 01 8-741-9000. CashXpress’s physical address is located at CashXpress HQ, 5th Floor Tower 1, The Enterprise Center, Ayala Avenue corner Paseo de Roxas, Makati City 1226 Philippines. CashXpress also has an extensive online presence with a website and social media accounts for customers to stay up-to-date on the latest news and offers from CashXpress Philippines. CashXpress’s website also features an FAQs section and blog where customers can gain further insight into CashXpress’s services and policies.

How to take a loan in CashXpress?

  • Fill in the application for a loan.
  • Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
  • Transfer money to a bank account or card in one day!

Additional conditions for granting loans:

  • the whole process through the Internet, without leaving home;
  • for Filipino citizens who have reached the age of 21 (majority);
  • the presence of a permanent registration in the territory of the Philippines;

Reasons for a loan denial:

  • Poor credit score
  • You are blacklisted, on debt review or had a judgement against your name
  • You don’t have enough income for the loan you requestedd
  • Poor track record of credit card or loan repayments

Address - Avida CiryFlex, 7th Ave. Cor. Lane T, North Bonifacio, Bonifacio Global City, Taguig

Managing structure CashXpress

Founder - Unknown
Co-owner - Unknown
Hi, Im !
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.

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