Table of contents
| Name of Organization | ACOM |
| Full Name of Organization | ACOM CONSUMER FINANCE CORPORATION |
| Hotline | (02) 5304-5200 |
ACOM CONSUMER FINANCE CORPORATION - Product Features
| Min. financing amount | 35000 php |
|---|---|
| Max. financing amount | 500000 php |
| Max. financing amount | 365 days |
| Loan tenure | 0,5% |
| Approval duration | Average time from 2 to 12 hours |
Fees & Charges
| Debt consolidation | Information on debt consolidation is not listed on the site. You need to contact representatives of the organization through any source and clarify |
|---|---|
| Processing fee | One-time fee is not charged when making a loan |
| Stamp duty | Stamp duty is not provided in the organization |
| Annual fee | Annual fee ranges from 180% to 365% depending on the percentage under which you borrowed |
| Other fees | Other fees are not listed on the site. However, when applying for a loan, you can include insurance or any other services. For more information, you need to consult with representatives of the organization. |
Penalties
| Early settlement | Early debt settlement does not charge you extra fees. For more information contact the credit organization. |
|---|---|
| Late payment charges | 6% of overdue amount |
| Other penalties | Not provided |
Additional Requirements
| Need to bind a bank account | No |
|---|---|
| Other details | Payment on the loan occurs through a bank card |
IS ACOM LEGIT?
ACOM Philippines is a legitimate company that provides loans to consumers. The company has been in business for many years, and has a good reputation for providing loans that are affordable and easy to repay.
How to take a loan in ACOM?
In order to take out a loan with ACOM, you will need to provide some basic information, including your name, address, and contact information. You will also need to provide proof of income and employment. This can include pay stubs, or bank statements. Once you have submitted this information, a loan representative will review your application and may contact you for additional information. If you are approved for a loan, you will be able to choose a repayment plan that fits your budget.
Best offers
Reasons for a loan denial
There are a number of reasons why you may be denied a loan with ACOM. This can include having a poor credit history, being unable to provide proof of income, or not meeting the minimum age requirement. It is important to review the eligibility requirements before applying, so that you know what is required and whether you are likely to be approved.
Can ACOM give you another loan?
Yes, ACOM can give you another loan if you are approved. The company offers a variety of loan products, so you may be able to find a loan that fits your needs. It is important to review the eligibility requirements and repayment terms before applying, so that you know what is required and whether you are likely to be approved.
Will the amount of the next loan be increased?
ACOM does not increase the amount of the next loan, as it is determined by the applicant’s needs and ability to repay. The company offers a variety of loan products, so you may be able to find a loan that fits your needs. It is important to review the eligibility requirements and repayment terms before applying, so that you know what is required and whether you are likely to be approved.
If I am approved for a loan, when will the money show up in my account?
typically, the money will show up in your account within one business day.
How long is ACOM loan approval?
The approval process for a loan with ACOM may take several days. This will vary depending on the amount of the loan and the amount of information that is required. Once all of the information has been received and processed, you will be notified of the approval or denial of your loan application.
How much I can loan in ACOM?
The amount of a loan that you can borrow from ACOM will vary depending on the product that you choose and your ability to repay. The company offers a variety of loan products, so you may be able to find a loan that fits your needs.
How much does ACOMcharge in interest and fees?
ACOM charges a interest rate and fees that vary depending on the product you choose. The company offers a variety of loan products, so you may be able to find a loan that fits your needs and budget.
The eligibility requirements for an ACOM loan are:
- Filipino citizen or permanent resident
- At least 21 years old
- Employed for at least one year
- Monthly income of at least PHP10,000
- Credit score of at least 650
The repayment terms for an ACOM loan are:
- 24 to 36 months for principal amount of PHP10,000 to PHP30,000
- Up to 60 months for principal amount of PHP50,000 or more
Contacts of ACOM
If you have any questions or need more information, you can contact ACOM at the following:
Website: www.acom.com.ph
Email: customercare@acom.com.ph
Phone: (02) 888-9888
How to take a loan in ACOM?
- Fill in the application for a loan.
- Confirm the offer. The offer is signed by an SMS code sent to your Get the solution instantly!
- Transfer money to a bank account or card in one day!
Additional conditions for granting loans:
- the whole process through the Internet, without leaving home;
- for Filipino citizens who have reached the age of 21 (majority);
- the presence of a permanent registration in the territory of the Philippines;
Reasons for a loan denial:
- Poor credit score
- You are blacklisted, on debt review or had a judgement against your name
- You don’t have enough income for the loan you requestedd
- Poor track record of credit card or loan repayments
Managing structure ACOM
I know everything about the Philippines financial market because I have been working in the financial sector for more than five years.